⚠️ ALL CALCULATIONS, ESTIMATES, AND CONTENT ON THIS SITE ARE FOR INFORMATIONAL PURPOSES ONLY. Nothing on this website constitutes medical advice, financial advice, investment advice, tax advice, or legal advice. All senior care cost estimates are based on survey data and approximations. Please consult qualified professionals before making care decisions.
1. No Medical Advice
This site is not a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your physician or qualified health provider with any questions regarding a medical condition or care decisions. Never disregard professional medical advice or delay seeking it because of something you read on this site.
2. No Financial, Insurance, or Legal Advice
All cost estimates, savings calculations, insurance break-even analyses, and Medicaid eligibility information are approximations only. They are based on publicly available data (including the Genworth Cost of Care Survey) and standard assumptions. Actual costs vary by facility, location within a state, care level, health condition, and many other factors.
Before making financial decisions about long-term care, consult: (1) a certified financial planner, (2) a licensed insurance agent, and/or (3) an elder law attorney.
3. Data Accuracy and Sources
We strive to use the most current and authoritative data sources available (Genworth 2026, CMS, ACL). However, we make no representations or warranties as to the accuracy, completeness, or suitability of any cost data. State median costs are estimates. Actual quotes from care providers may differ substantially.
4. No Affiliate Relationships
This site displays advertisements from Google AdSense. We may receive compensation when users click on ads. This does not influence our content, calculator logic, or tool rankings. We do not have affiliate relationships with any insurance companies, care facilities, or financial product providers.
5. Limitation of Liability
In no event shall SeniorCareCostCalc.com, its owners, or its contributors be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of this site or reliance on any information provided. Your use of this site is at your sole risk.
6. State Law Variations
Medicaid rules, insurance regulations, and senior care licensing vary by state. Information on this site is general in nature. For state-specific legal or regulatory questions, consult a local elder law attorney or your state's Area Agency on Aging.
7. Contact
For questions about this disclaimer, please contact us.